/* AppraTrace website — Direction A (Instrument + Workfile) */
@font-face{font-family:"IBM Plex Sans";font-style:normal;font-weight:400;font-display:swap;src:url(fonts/ibm-plex-sans-latin-400-normal.woff2) format("woff2")}
@font-face{font-family:"IBM Plex Sans";font-style:normal;font-weight:500;font-display:swap;src:url(fonts/ibm-plex-sans-latin-500-normal.woff2) format("woff2")}
@font-face{font-family:"IBM Plex Sans";font-style:normal;font-weight:600;font-display:swap;src:url(fonts/ibm-plex-sans-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:"IBM Plex Sans";font-style:normal;font-weight:700;font-display:swap;src:url(fonts/ibm-plex-sans-latin-700-normal.woff2) format("woff2")}
@font-face{font-family:"IBM Plex Mono";font-style:normal;font-weight:400;font-display:swap;src:url(fonts/ibm-plex-mono-latin-400-normal.woff2) format("woff2")}
@font-face{font-family:"IBM Plex Mono";font-style:normal;font-weight:500;font-display:swap;src:url(fonts/ibm-plex-mono-latin-500-normal.woff2) format("woff2")}

:root{
  --accent:#056873; --accent-dark:#03474E; --accent-soft:#7CC6CB;
  --ink:#071723; --ink-2:#3D4C55; --muted:#5B6A72;
  --line:#E3E8EA; --line-2:#C9D3D7; --panel:#F7F9FA; --white:#FFFFFF;
  --btn-bg:linear-gradient(180deg, rgb(45,128,137) 0%, #056873 52%, rgb(4,87,97) 100%);
  --btn-edge:rgb(3,71,78);
  --btn-shadow:inset 0 1px 0 rgba(255,255,255,.28), inset 0 -1px 0 rgba(0,0,0,.12), 0 1px 2px rgba(7,23,35,.20), 0 6px 14px rgba(4,94,104,.28);
  --sans:"IBM Plex Sans", system-ui, -apple-system, "Segoe UI", sans-serif;
  --mono:"IBM Plex Mono", ui-monospace, "SFMono-Regular", Menlo, monospace;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--white);line-height:1.55;font-size:16px}
img,svg{max-width:100%}
a{color:var(--accent)} a:hover{color:var(--accent-dark)}
:focus-visible{outline:3px solid #2D8089;outline-offset:2px;border-radius:4px}
.skip{position:absolute;left:-9999px;top:8px;background:var(--ink);color:#fff;padding:8px 12px;border-radius:6px;z-index:10}
.skip:focus{left:8px}
.wrap{max-width:1160px;margin:0 auto;padding-left:32px;padding-right:32px}
.eyebrow{font-family:var(--mono);font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--accent)}
h1,h2,h3{margin:0;color:var(--ink)}
h2{font-size:36px;line-height:1.15;letter-spacing:-.01em;margin-top:14px}
.lead{color:var(--ink-2)}

/* Buttons — subtle metallic finish */
.btn{display:inline-block;font:inherit;font-weight:600;color:#fff;text-decoration:none;cursor:pointer;
  background:var(--btn-bg);border:1px solid var(--btn-edge);box-shadow:var(--btn-shadow);
  text-shadow:0 1px 0 rgba(0,0,0,.18);border-radius:8px;padding:14px 24px;font-size:16px;
  transition:filter .15s ease, transform .06s ease, box-shadow .15s ease}
.btn:hover{filter:brightness(1.08) saturate(1.05);color:#fff}
.btn:active{transform:translateY(1px);filter:brightness(.96)}
.btn[disabled]{opacity:.65;cursor:progress}
.btn-sm{padding:10px 18px;border-radius:7px;font-size:15px}
.btn-ghost{display:inline-block;color:var(--ink);text-decoration:none;padding:14px 20px;border-radius:8px;font-weight:600;font-size:16px;border:1px solid var(--line-2);background:#fff}
.btn-ghost:hover{border-color:var(--accent);color:var(--ink)}

/* Header */
.site-header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:16px;padding-bottom:16px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink)}
.brand img{display:block;height:34px;width:auto}
.brand:hover{color:var(--ink)}
.main-nav{display:flex;align-items:center;gap:28px;font-size:15px}
.main-nav a.navlink{color:var(--ink-2);text-decoration:none}
.main-nav a.navlink:hover{color:var(--accent)}

/* Hero */
.hero{display:flex;flex-wrap:wrap;gap:56px;align-items:center;padding-top:88px;padding-bottom:72px}
.hero-copy{flex:1 1 480px;min-width:0}
.hero h1{margin-top:18px;font-size:54px;line-height:1.08;letter-spacing:-.02em;font-weight:700}
.hero .lead{margin:24px 0 0;font-size:19px;max-width:560px}
.cta-row{margin-top:36px;display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.fineprint{margin:20px 0 0;font-size:14px;color:var(--muted)}
.chart-card{flex:1 1 440px;min-width:0;margin:0;border:1px solid var(--line);border-radius:10px;background:var(--panel);padding:24px}
.chart-meta{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-family:var(--mono);font-size:12px;color:var(--muted)}
.chart-card svg{width:100%;height:auto;display:block;margin-top:12px}
.stat-row{margin-top:16px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.stat{background:#fff;border:1px solid var(--line);border-radius:8px;padding:12px 14px}
.stat.mine{border-color:var(--accent)}
.stat .k{font-size:12px;color:var(--muted)}
.stat .v{font-family:var(--mono);font-size:17px;margin-top:2px}
.stat.mine .v{color:var(--accent)}
.chart-card figcaption{margin-top:14px;font-size:12px;color:var(--muted)}

/* Sections */
.band{background:var(--panel);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section{padding-top:80px;padding-bottom:80px}
.steps{margin-top:44px;display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:28px}
.card .num{font-family:var(--mono);font-size:13px;color:var(--accent)}
.card h3{margin-top:12px;font-size:20px}
.card p{margin:10px 0 0;color:var(--ink-2)}
.chain{margin-top:28px;display:flex;flex-wrap:wrap;align-items:center;gap:10px 18px;font-family:var(--mono);font-size:13px;color:var(--ink-2)}
.chain .node{border:1px solid var(--line-2);border-radius:4px;padding:6px 10px;background:#fff}
.chain .arrow{color:var(--accent)}
.split{display:flex;flex-wrap:wrap;gap:48px}
.split > .intro{flex:1 1 380px;min-width:0}
.split > .lists{flex:1 1 520px;min-width:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}
.intro p{margin:18px 0 0;color:var(--ink-2);font-size:17px}
.list-col{border-top:3px solid var(--accent);padding-top:18px}
.list-col.never{border-top-color:var(--muted)}
.list-col h3{font-size:18px}
.list-col ul{margin:12px 0 0;padding-left:20px;color:var(--ink-2)}
.dark{background:var(--ink);color:#E9EEF0}
.dark .grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:32px}
.dark .eyebrow{color:var(--accent-soft)}
.dark h2{font-size:32px;line-height:1.2;color:#fff}
.dark h3{font-size:17px;color:#fff}
.dark p{margin:8px 0 0;color:#B8C4C9}

/* Apply */
.apply{display:flex;flex-wrap:wrap;gap:48px;padding-top:88px;padding-bottom:88px}
.apply .intro{flex:1 1 400px;min-width:0}
.apply dl{margin:28px 0 0;display:grid;gap:18px}
.apply dt{font-weight:600}
.apply dd{margin:4px 0 0;color:var(--ink-2)}
.app-form{flex:1 1 460px;min-width:0;border:1px solid var(--line);border-radius:10px;padding:28px;background:var(--panel);display:grid;gap:16px}
.fields{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px}
.field{display:grid;gap:6px;font-size:14px;font-weight:500}
.field.full{grid-column:1/-1}
.field .opt{font-weight:400;color:var(--muted)}
.field input,.field select,.field textarea{font:inherit;font-weight:400;font-size:16px;padding:11px 12px;border:1px solid var(--line-2);border-radius:6px;background:#fff;color:var(--ink);width:100%}
.field textarea{min-height:84px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--accent);outline:2px solid rgba(5,104,115,.25);outline-offset:0}
.check{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--ink-2)}
.check input{margin-top:3px;width:18px;height:18px;flex:none;accent-color:var(--accent)}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.form-note{margin:0;font-size:12px;color:var(--muted)}
.status{margin:0;padding:12px 14px;border-radius:8px;font-size:14px;display:none}
.status.show{display:block}
.status.ok{background:#E6F2F3;border:1px solid #B2D6D9;color:#03474E}
.status.err{background:#FBEDEC;border:1px solid #EBC3BF;color:#7A2620}
.app-form .btn{width:100%;min-height:50px}

/* Footer */
.site-footer{border-top:1px solid var(--line)}
.site-footer .wrap{padding-top:32px;padding-bottom:32px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:16px;font-size:14px;color:var(--muted)}
.site-footer nav{display:flex;flex-wrap:wrap;gap:22px}
.site-footer a{color:var(--ink-2)}

/* Legal pages */
.legal{max-width:780px;margin:0 auto;padding:56px 32px 80px}
.legal h1{font-size:40px;line-height:1.12;letter-spacing:-.015em;margin-top:12px}
.legal .meta{margin-top:12px;color:var(--muted);font-size:14px}
.legal h2{font-size:24px;margin-top:44px}
.legal h3{font-size:18px;margin-top:28px}
.legal p,.legal li{color:var(--ink-2)}
.legal ul{padding-left:22px}
.legal li{margin:6px 0}
.legal .callout{margin-top:24px;background:var(--panel);border:1px solid var(--line);border-left:4px solid var(--accent);border-radius:8px;padding:16px 18px;color:var(--ink-2)}
.legal .toc{margin-top:24px;font-size:15px}
.legal hr{border:0;border-top:1px solid var(--line);margin:56px 0 0}
table.simple{width:100%;border-collapse:collapse;margin-top:12px;font-size:15px}
table.simple th,table.simple td{text-align:left;vertical-align:top;border-bottom:1px solid var(--line);padding:10px 8px;color:var(--ink-2)}
table.simple th{color:var(--ink);font-weight:600}

/* Responsive */
@media (max-width:860px){
  .main-nav a.navlink{display:none}
  .hero{padding-top:48px;padding-bottom:48px;gap:40px}
  .hero h1{font-size:38px}
  .hero .lead{font-size:17px}
  h2{font-size:28px}
  .section{padding-top:56px;padding-bottom:56px}
  .apply{padding-top:56px;padding-bottom:56px}
  .legal h1{font-size:32px}
}
@media (max-width:520px){
  .wrap{padding-left:20px;padding-right:20px}
  .legal{padding-left:20px;padding-right:20px}
  .brand img{height:28px}
  .btn-sm{padding:9px 14px;font-size:14px}
  .hero h1{font-size:33px}
  .cta-row .btn,.cta-row .btn-ghost{width:100%;text-align:center}
  .chart-card,.app-form,.card{padding:20px}
  .stat-row{grid-template-columns:1fr 1fr}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}
.legal .eyebrow-gap{margin-top:40px}
.fields .field{grid-template-rows:1fr auto}.fields .field > span{align-self:end}
.uad-note{margin:36px 0 0;font-size:13px;color:var(--muted);max-width:760px}
#uad{border-top:1px solid var(--line)}
.checks{border:0;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px 18px}
.checks legend{font-size:14px;font-weight:500;margin-bottom:8px;padding:0;width:100%}
.checks .check{font-size:14px}